Fast & Flexible Financing for Immediate Cash Flow Needs
At Incredo Finance, we understand that businesses and individuals sometimes require quick access to short-term financing to manage urgent expenses, bridge cash flow gaps, fulfill orders, or handle unexpected opportunities.
Our Short-Term Loan Solutions are designed to provide fast, convenient, and flexible financing with repayment periods ranging from 1 to 3 months.
Whether you need working capital, supplier financing, emergency funds, or tender financing, we have a solution tailored to your needs.
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Our Loan Products
At Incredo Finance, we offer flexible short-term financing solutions designed to help businesses and individuals access working capital quickly and efficiently.
Whether you need emergency cash flow support, supplier financing, or capital to grow your business, our products are tailored to suit different financing needs and repayment abilities.
1-Month Loan
Quick Cash for Immediate Business Needs
The 1-Month Loan is ideal for businesses and individuals who need short-term financing to solve urgent cash flow challenges or capitalize on immediate opportunities.
Best Used For:
- Stock replenishment
- Emergency operational expenses
- Salary support
- Quick turnaround trading opportunities
- Temporary cash flow gaps
Key Benefits
- Fast processing and disbursement
- Simple repayment structure
- Ideal for short business cycles
- Helps maintain business continuity
Small business owners, traders, retailers, and entrepreneurs needing immediate working capital.
90-Day Suppliers Loan
Financing Built for Tender & Supply Businesses
Designed specifically for suppliers, contractors, and tender operators who require capital to execute contracts before client payments are received.
Borrowers pay interest only during the first two months, then settle the principal plus interest in the third month.
Key Benefits
- Improves cash flow management
- Supports contract execution
- Reduces repayment pressure initially
- Ideal for businesses awaiting payments
Tenderpreneurs, contractors, wholesalers, suppliers, and businesses handling short-term contracts.
3-Month Loan
Flexible Financing for Business Growth
The 3-Month Loan offers affordable financing with a lower monthly interest rate, giving businesses additional flexibility and time to generate returns.
Key Benefits
- Lower monthly interest rate
- Flexible repayment timeline
- Supports business expansion
- Suitable for medium short-term projects
SMEs, growing businesses, shop owners, and entrepreneurs seeking manageable short-term financing.
Why Choose Incredo Short-Term Loans?
- Fast approval and disbursement
- Flexible repayment options
- Flexible repayment periods of up to 24 months
- Ideal for businesses, suppliers, and tenderpreneurs
- Available for SMEs and individual borrowers
Requirements
- Certified 6 months Bank and Mpesa statements
- Passport photo, ID and KRA Pin Copy
- 3 months latest payslips and letter of appointment for employed clients.
- Copy of the logbook to be used as collateral.
- All the above plus;
- Copy of latest CR12
- Company Registration/ certificate of incorporation
- Latest 1 year audited report
- Memorandum and Articles of Association
- Copy of Business Licenses and Permits.