Asset Financing

At Incredo, we help individuals, SMEs, and businesses acquire the assets they need without straining their cash flow. Whether you are purchasing vehicles, equipment, machinery, or other income-generating assets, our Asset Finance solution gives you access to flexible and affordable financing tailored to your needs.

We provide up to 70% financing of the asset value with funding of up to Kshs 5 Million and repayment periods of up to 24 months.

Our process is simple and efficient, identify the asset you want, make your deposit, and our team will handle the due diligence and financing process for you.

Why Choose Incredo Asset Finance?

  • Up to 70% financing on qualifying assets
  • Financing of up to Kshs 5 Million
  • Flexible repayment periods of up to 24 months
  • Insurance premium financing available.
  • Zero penalty on early repayment.

Assets We Finance

We finance a wide range of personal and business assets including:

  • Motor vehicles
  • Commercial vehicles
  • Income-generating assets
  • Machinery and equipment

How Incredo Asset Financing Works

1. Identify the Asset

Choose the asset you would like to finance from a trusted seller or dealer.

2. Submit Your Application

Provide the required documents together with the pro-forma invoice or sale agreement.

3. Verification & Approval

Our team conducts due diligence and processes your application for approval.

4. Asset Acquisition

Once approved, we facilitate the purchase and financing process.

Requirements

  • Certified 6 months Bank and Mpesa statements
  • Passport photo, ID and KRA Pin Copy
  • Pro-forma invoice or sale agreement from the seller
  • Copy of collateral/security documents(logbook)
  • 3 latest payslips or proof of income
  • All the above plus;
  • Copy of latest CR12
  • Company Registration/ certificate of incorporation
  • Latest 3 years audited reports
  • Copy of Business Licenses and Permits.
  • Memorandum & Articles of Association

Loan Calculator

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