Check-off Loans

If you earn a regular income from either a monthly salary, or you work/run a high production farm, then you qualify for this loan. Incredo offers a check-off loan of up to Kshs 3,000,000 with a flexible repayment period of up to 36 months. All you need to secure the loan is either a log book or a title deed.

This loan facility is accessible to employees of companies that have a check-off arrangement with Incredo. Reach out to us for more information.


  • Access up to Kshs. 3,000,000.
  • Loan secured with logbook or Title deed.
  • Flexible loan repayment period of up to 36 months.
  • Fast processing.
  • Competitive interest rates.
  • No penalty on early payment.


  • A signed MOU with the employer or consumer organization should be in place.
  • Must be in employment for a minimum period of 6 months.
  • Letter from employer¬†confirming terms of service.
  • Repayment of up to 36 months based on terms of service.
  • Duly filled Loan Application Form.
  • Certified 6 months Bank or Sacco and Mpesa Statements.
  • Copy of ID and KRA PIN.
  • A Certified Letter of Appointment.

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